It is always advisable to call the police. Having an impartial party record the circumstances of an accident will help avoid problems of differing accounts of the accident. Even if the accident is minor, you should notify the police in order to be eligible to claim accident benefits or compensation from an insurance company.

At worse, they will not attend but advise you to visit a Collision Reporting Centre to file a report. If possible, take digital pictures (you can use your cell phone) of damages to your car, body, and the area of the accident. Always get a copy of the police or collision report.

Record as much information as you can from anyone involved in the accident or people who were witnesses to the accident. Also record any police officers, firefighters, emergency services that become in any way related to your accident.

Take pictures of everything – vehicles involved, damage, road conditions, ownership and insurance documents. Our Pace Law mobile app is perfect for capturing all the information you need.

Notify your own insurance company about the accident as soon as possible after the accident in order to become eligible for any benefits.  Delaying contact may jeopardize your ability to claim benefits.

Get in touch with a lawyer immediately. You have 30 days after receiving an insurance claim package to send the necessary forms to the insurance company. Your lawyer and legal team can help you fill out all the necessary forms correctly and prevent the insurance company from denying your claim.

Our personal injury lawyers in Toronto understand that other details about your accident may take your attention, but we urge you to reach out for legal representation as soon as you can to ensure your rights are protected.

It is imperative that you seek medical attention to confirm the extent of your injuries.  Unless you were transported to hospital for your injuries, you should visit your family doctor (or emergency room) as soon as possible for a thorough check up.

Your medical team will assess and determine a plan of action for your rehabilitation.  It is imperative that you attend the necessary assessments and rehabilitation treatments suggested by them. This is essential to improve your health and gather evidence to obtain a larger settlement if you continue to suffer from the effects of our injuries from the accident.

Find out whether you have other health insurance coverage, such as benefits from your employment, university, your spouse, etc. These benefits will be accessed first before motor vehicle insurance benefits can be used.

Save and organize a copy of every document and item relevant to your accident or insurance claim.  Your insurance policy, the police report, medical prescriptions, medicine bottles, income tax forms, and receipts for all relevant expenses(e.g., medical treatments, parking), etc.  Be sure to keep all correspondence with the insurance company as well.

Our personal injury lawyers in Toronto will be in a much better position to represent your interests if you’ve saved copies of your documentation and reporting. This includes the forms and receipts explained in the paragraph above.

Record all ongoing changes in your health after the accident and how they affect your regular daily activities (e.g., working, housekeeping, child caring, sleeping, climbing the stairs, etc.).

Make sure that there is no information about the accident or your health on online social networks (e.g., Facebook, Twitter, Instagram, etc.). Insurance companies have the right to access your online social networks from which they will draw conclusions on the state of your health and the impact the accident has had on your life.