What Spinal Cord Injury Victims Need To Know

By Robert Kram | May 11, 2018

This is a real case study about a middle-aged woman who suffered a major spinal cord injury (quadriplegia) as a result of a motor vehicle accident. She retained Pace Law Firm to assist her in obtaining the monies necessary to cover her present and future medical and attendant care needs, as well as damages for pain and suffering, loss of housekeeping capacity and loss of income. In this case, the woman’s own insurer paid the accident benefits limit of $2,000,000 for medical and rehabilitation benefits and attendant care benefits. In addition, they paid her a lump sum for future housekeeping benefits as well as a lump sum for income replacement benefits.  Moreover, a Pace lawyer accessed the at-fault driver’s million-dollar liability policy limit as well as a contribution of $250,000 from the insurer of the other vehicle involved in the accident.

About Spinal Cord Injuries

Medical care and attendant care for spinal cord injuries are costly, as in many cases the individual will have a relatively long life expectancy. The monies recovered for this woman will go a long way towards covering her future needs.

There are 600 new spinal cord injuries (SCI) every year in Ontario (more than 1 per day), adding to the approximately 33,140 Ontarians currently living with a spinal cord injury. SCI occurs from a major trauma such as motor vehicle accidents, responsible for 42.8% of spinal cord injuries. Sports injury is also a common contributor of SCI, as well as diseases that affect the spinal cord.

SCIs are classified as “complete” or “incomplete”, the former refers to patients who have no sensation below the point of injury and the latter is where the injured has some feeling or partial movement. SCIs impact the lives of the injured and their family for the remainder of their life.

Why a lawyer?

An experienced lawyer can help navigate these waters and determine in the case of a motor vehicle accident, whether you have suffered a catastrophic impairment and therefore are entitled to the increased benefits that go with that designation. They can also assist in accessing public funding in cases where there is limited insurance coverage or no coverage at all.

You don’t have to do this alone. For more information contact Robert Kram. Robert can be reached at rkram@pacelawfirm.comor 416–236–3060.