How to decide auto insurance deductible
Automobile insurance is one of the biggest costs associated with vehicle ownership. New drivers, in particular, have to pay significantly higher premiums compared to experienced drivers. No wonder motorists in Ontario are always on the lookout for ways to reduce their insurance premiums. The auto insurance deductible is one of the few ways in which […]
Slip and fall safety guide for this winter
It is estimated that the average cost of a slip and fall injury is between $1000 and $50,000. Even a ‘minor’ fall on ice can lead to a visit to the doctor, having to undergo X-rays, and being prescribed medication. The most serious falls can cause fractures, miscarriages, paralysis, and death. In time for this […]
Car crashes in snow and ice – ranked by speed
Ontario’s first snow of the cold season brought chaos on the roads. Hundreds of motor vehicle accidents were reported across the province in one day. The first snow usually catches many people out. Most people are not mentally prepared for slippery conditions; there are also those who wait till the last minute to get winter […]
These ski accidents can change your life
Table of contents Skiing, snowboarding, and tobogganing accident stats Injured because of someone else Life-changing winter sports accidents: High speed collision with trees and fences, and ski lift accidents Head injuries Falling into ditches and ruts Chair lift and ski lift accidents Alcohol-related accidents Skiing accident safety guide The skiing season is nearly upon […]
Brain injury victims battle to receive the treatment they deserve
Brain and spinal cord injuries can be amongst the most traumatic and catastrophic injuries that an individual may sustain. So, it is both surprising and alarming to learn that victims of traumatic brain injuries sometimes have to wait months, sometimes years, for treatment in Canada. The CBC reports that Shawn Hill, a devoted father, partner, […]
Pedestrian hit by car: What next?
A pedestrian accident is incredibly traumatic for both pedestrian and driver. Even minor, low speed collisions can cause severe injuries such as broken bones, deep lacerations, and head and spinal injuries. Hence, Ontario’s low tolerance for pedestrian accidents. Crowded cities like Toronto have initiated programmes to bring serious and fatal pedestrian accidents down to zero […]
Spinal cord injury suffering laid bare
A spinal cord injury has catastrophic consequences. Victims of serious spinal cord injuries are likely to suffer the loss or significant impairment of sensory perception, motor functioning, and mobility that results in them requiring support and care for the rest of their lives. Recent accidents – and payouts – demonstrate once again the long road […]
How long do you have to sue? Limitation periods explained by the courts
The Limitations Act, Ontario has been in force since 2002. The legislation is aimed at balancing the objectives of meeting the needs of justice, while also providing statutory certainty. In ‘How Long do I have to Sue?’ we explain the different limitation periods in Ontario that apply to personal injury claims. Whereas a two-year time […]
Watch out! 4 Things that can Let the Occupier off the Hook in Slip and Fall
Ontario slip and fall accidents have a tremendous impact on public health – much more so than is commonly understood. In fact, the Canadian Institute for Health Information reports that falls are the most common cause of injury in Canada. Reportedly, over 1700 emergency department visits every day were as a result of falling. Falls […]
Can You Calculate Pain and Suffering Compensation? Maybe, maybe not
A serious and debilitating injury results in an individual being impaired and suffering losses that are difficult to imagine, let alone accept. With respect to awarding large sums to compensate accident victims for pain and suffering, Canadian courts have long had their hands tied. However, that is not to suggest that the courts have failed […]